Motel Insurance Gold Coast
Insurance for motels and accommodation operators across the Gold Coast and Northern Rivers.
Motel insurance covers the specific risks of accommodation businesses — property, public liability, business interruption, employee risks and guest-related exposures. Motels have a different risk profile from standard commercial property and benefit from a product structured around their specific operations.
Gold Coast Insurance Brokers · WebInsure Pty Ltd ABN 32 054 247 666 · Corporate Authorised Representative 000271148 of Community Broker Network Pty Ltd ABN 60 096 916 184 | AFSL 233750 · Steadfast Group Member
5/64 Siganto Drive, Helensvale QLD 4212 · 07 5636 5505 · admin@gcib.net.au
Content reviewed by Trent Sampson, Principal Broker — Dip. Insurance Broking · QPIB · Senior Associate CIP · ANZIIF · NIBA member.
Property and buildings
Building, fit-out, furniture, fixtures and fittings to replacement sum insured. Replacement cost for a motel includes all guest rooms, common areas and facilities.
Public liability
Guest injury and property damage claims. Motels have continuous third-party exposure and liability limits should reflect the volume of guests.
Business interruption
Lost room revenue and fixed costs during a closure following an insured event. Peak periods must be reflected in the indemnity calculation.
Common issues we see
- Underinsured buildings — motel buildings have specific construction and fit-out costs that standard residential rates do not reflect.
- Guest property — liability for guest belongings in rooms is subject to specific policy conditions.
- Swimming pool liability — pools require specific liability cover and may have risk management obligations.
- Seasonal revenue — business interruption cover must reflect peak season occupancy and revenue.
Who we help
- Motel and motor inn operators
- Regional accommodation businesses
- Caravan park and cabin accommodation operators
- Boutique and heritage accommodation
Making a claim
Making a claim? Contact us before lodging directly with your insurer. We manage the process, liaise with the insurer and help you get the right outcome.
Related pages
WebInsure Insurance Brokers Group
Gold Coast Insurance Brokers is part of the WebInsure Insurance Brokers Group, which also includes Wideland Insurance Brokers, Granite Belt Insurance Brokers and Ipswich Insurance Brokers.
All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial advice prior to acting on this information.
Gold Coast Insurance Brokers · WebInsure Pty Ltd ABN 32 054 247 666 | Corporate Authorised Representative 000271148 of Community Broker Network Pty Ltd ABN 60 096 916 184 | AFSL 233750. Authorised for general insurance products only. Financial Services Guide available on request.
WebInsure is a proud member of the National Insurance Brokers Association (NIBA) and subscribes to the NIBA Code of Practice (The Code). The Code outlines the guiding principles and standards we commit to when providing our services including: Professional Commitment, Integrity and Ethical Behaviour, and Transparency and Accountability.