Public & Products Liability Insurance Gold Coast
Liability insurance for businesses, trades and operators across the Gold Coast and Northern Rivers.
Public and products liability insurance covers claims for injury to third parties or damage to their property arising from your business activities or the products you supply. It is one of the most commonly required covers under contracts, leases and licensing conditions.
Gold Coast Insurance Brokers · WebInsure Pty Ltd ABN 32 054 247 666 · Corporate Authorised Representative 000271148 of Community Broker Network Pty Ltd ABN 60 096 916 184 | AFSL 233750 · Steadfast Group Member
5/64 Siganto Drive, Helensvale QLD 4212 · 07 5636 5505 · admin@gcib.net.au
Content reviewed by Trent Sampson, Principal Broker — Dip. Insurance Broking · QPIB · Senior Associate CIP · ANZIIF · NIBA member.
Public liability
Covers claims for bodily injury or property damage to third parties arising from your business operations. Required by most commercial leases and trade contracts.
Products liability
Covers claims arising from products you manufacture, supply or import. Relevant for any business that sells, installs or services physical goods.
Principal’s liability extension
Required when working on client-controlled sites. Extends cover to claims where the principal is named in the action.
Common issues we see
- Limit too low for contract requirements — many principals require $20M minimum.
- Wrong business description — activities not declared can void a claim.
- Products excluded — some policies exclude certain product categories or imported goods.
- Cross-liability not included — important where multiple related entities are insured together.
Who we help
- Trades and contractors
- Retail and hospitality businesses
- Manufacturers and importers
- Professional service providers
- Event operators and venues
Making a claim
Making a claim? Contact us before lodging directly with your insurer. We manage the process, liaise with the insurer and help you get the right outcome.
Related pages
WebInsure Insurance Brokers Group
Gold Coast Insurance Brokers is part of the WebInsure Insurance Brokers Group, which also includes Wideland Insurance Brokers, Granite Belt Insurance Brokers and Ipswich Insurance Brokers.
All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial advice prior to acting on this information.
Gold Coast Insurance Brokers · WebInsure Pty Ltd ABN 32 054 247 666 | Corporate Authorised Representative 000271148 of Community Broker Network Pty Ltd ABN 60 096 916 184 | AFSL 233750. Authorised for general insurance products only. Financial Services Guide available on request.
WebInsure is a proud member of the National Insurance Brokers Association (NIBA) and subscribes to the NIBA Code of Practice (The Code). The Code outlines the guiding principles and standards we commit to when providing our services including: Professional Commitment, Integrity and Ethical Behaviour, and Transparency and Accountability.
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