Strata Insurance Gold Coast
Broker-Based Strata Cover for Body Corporate Committees Who Think Ahead
Managing a strata property on the Gold Coast isn’t just a routine task — it’s a responsibility that demands tailored insurance, practical support, and clarity when it matters most.
At Gold Coast Insurance Brokers, we assist body corporate committees in securing competitive strata insurance that protects the property, its occupants, and the committee members from the unexpected.
Why Use Gold Coast Insurance Brokers?
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✅ Broker Access to Multiple Insurers – Compare quotes from top Australian strata underwriters
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✅ Local Knowledge – We understand Gold Coast exposures like corrosion, flood, storm surge, and cyclone
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✅ Clear Explanations – We walk you through policy terms, exclusions, and committee responsibilities
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✅ Claims Help That Works – If a claim occurs, we help you manage it — not just lodge it
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✅ Flexible Solutions – Cover arranged to suit both standard and complex strata schemes
What Does Strata Insurance Cover?
Strata insurance is a legal requirement for body corporates under the Body Corporate and Community Management Act. Typical inclusions are:
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🏢 Building & Common Property Cover – For the structure, shared walls, driveways, lifts, pools, etc.
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⚖️ Legal Liability – Public liability for injury or property damage in common areas
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🔧 Machinery Breakdown – For lifts, automatic gates, air conditioning
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👔 Committee Liability – Office bearers’ liability for decision-related claims
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🌀 Catastrophe Cover – Additional costs after a declared natural disaster
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🔐 Theft or Vandalism – Damage or loss from break-ins and malicious acts
Optional extras include:
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Flood cover
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Temporary accommodation or rent loss
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Fidelity Guarantee
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Strata Title Mortgagee Protection
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Voluntary Workers Personal Accident Cover
Who Needs Strata Insurance?
Strata insurance is essential for properties such as:
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Residential apartment and unit complexes
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Duplexes and triplexes with a registered body corporate
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Commercial strata-titled premises
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Mixed-use developments with both residential and business lots
Helping Committees Make Confident Insurance Decisions
We work closely with body corporate committees and strata managers who want service beyond a renewal email. Our team provides real insights into cover differences, excess levels, exclusions, and policy comparisons — all while supporting you at claim time when it really counts.
If you’re seeking practical advice without the pressure — we’re ready to assist.
Request a Quote or Review
📞 Call us now: 07 5636 5505
📩 Email: admin@gcib.net.au
📝 Request a Quote Online — and we’ll be in touch within 1 business day.
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